Spend the interest
never touch
your savings

Deposit stablecoins, earn lending interest on Robinhood Chain, and pay with a card that draws only from what you earn

Open the app

How it works

$

M

+

Volume Processed

Volume
Processed

M

+

Transactions Processed

Transactions
Processed

K

+

Accounts Deployed

Accounts
Deployed

K

+

Merchants Accepted Crypto

Merchants
Accepted Crypto

IN COLLABORATION WITH

Deposit

Send USDG. It is supplied to a lending market and recorded as yours alone

•••

// what happens to your money

POST /api/v1/auth/signup
POST /api/v1/account
POST /api/v1/order/create

Accrue

Interest builds continuously,
tracked apart from your deposit

Spend

The card draws only from interest, never from your your own deposit

Withdraw

Take your full deposit back to your wallet whenever you want, one to one

ONE RULE

Your principal is never spendable.

Two balances

Deposit and interest are separate numbers

Fails closed

If a read fails, spendable reads zero

No partial fills

A charge above your interest is declined whole

One market

Plain lending interest, no leverage

Two balances

Deposit and interest are separate numbers

Fails closed

If a read fails, spendable reads zero

No partial fills

A charge above your interest is declined whole

One market

Plain lending interest, no leverage

Prefunded card

No path from a purchase to your deposit

Withdraw anytime

Only you can move your principal

No admin key

No pause can trap a withdrawal

Verifiable

Every cent visible on the block explorer

Prefunded card

No path from a purchase to your deposit

Withdraw anytime

Only you can move your principal

No admin key

No pause can trap a withdrawal

Verifiable

Every cent visible on the block explorer

USDG

Global Dollar, issued by Paxos

Chain 4663

Robinhood Chain, an Arbitrum Orbit rollup

Morpho

The lending market your deposit is supplied to

Open source

Read the contract before you deposit

USDG

Global Dollar, issued by Paxos

Chain 4663

Robinhood Chain, an Arbitrum Orbit rollup

Morpho

The lending market your deposit is supplied to

Open source

Read the contract before you deposit

Deposit asset

USDG, the Global Dollar issued by Paxos

One to one, always

Your deposit returns exactly what you put in

No lock-up

Withdraw whenever you want, no notice period

Nothing hidden

The vault address is public. Check every number yourself.

Deposit asset

USDG, the Global Dollar issued by Paxos

One to one, always

Your deposit returns exactly what you put in

No lock-up

Withdraw whenever you want, no notice period

Nothing hidden

The vault address is public. Check every number yourself.

LOCKED IS NOT
THE SAME AS RISK FREE

Your deposit cannot be spent by the card, but it is supplied to a lending market and carries that market’s risk

What is protected

The card can never reach your deposit. That is enforced by the contract, not by a promise

What is not

Lending markets can lose value. If borrowers default, deposits can fall

Withdraw anytime

Nothing locks you in. Your deposit returns to your wallet whenever you ask for it

Check it yourself

The vault address is public. Every deposit and every payment is on the explorer.

Learn more

Who it is for

Built for people who would rather not spend their savings.

Let your subscriptions come out of interest instead of savings

Keep your stablecoins working while you spend what they earn

Watch two numbers: what is locked, and what you can spend

Subscriptions

Netflix, Spotify, your phone bill. The recurring things that quietly drain an account, paid by interest instead.

Subscriptions

Netflix, Spotify, your phone bill. The recurring things that quietly drain an account, paid by interest instead.

Savers

If you hold stablecoins and want them working rather than sitting still, this puts them to work without giving them up.

Savers

If you hold stablecoins and want them working rather than sitting still, this puts them to work without giving them up.

The principal rule

People with money have always lived on what it earns and left the pile alone. This is that, as a card.

The principal rule

People with money have always lived on what it earns and left the pile alone. This is that, as a card.

Anyone tired of

watching a balance go down every month. Flip it. The number underneath stays whole and the bills still get paid.

Anyone tired of

watching a balance go down every month. Flip it. The number underneath stays whole and the bills still get paid.

Pricing

Startup

For early-stage wallets and fintech teams launching a custom-branded card program in selected markets.

Custom pricing

Open the app

Custom-branded virtual & physical cards

Minimal integration costs

Dedicated support

Earn from transactions & optional fees (e.g. FX)

Agreements starting from 2 years

Startup

For early-stage wallets and fintech teams launching a custom-branded card program in selected markets.

Custom pricing

Open the app

Custom-branded virtual & physical cards

Minimal integration costs

Dedicated support

Earn from transactions & optional fees (e.g. FX)

Agreements starting from 2 years

Enterprise

For high-volume wallets, neobanks, or processors needing global scale and tailored infrastructure.

Custom pricing

Open the app

Dedicated BIN & premium card options

Custom features & integrations

Dedicated support team

Earn from transactions & advanced fee models

3-year agreement

Enterprise

For high-volume wallets, neobanks, or processors needing global scale and tailored infrastructure.

Custom pricing

Open the app

Dedicated BIN & premium card options

Custom features & integrations

Dedicated support team

Earn from transactions & advanced fee models

3-year agreement

apps powered
by YieldCards

Use the YieldCards Card through trusted partner apps

Open the app

GLOBAL REACH

Launch worldwide with our cross border program'

Open the app

Ecosystem

Community

Legal

Press

Ecosystem

Community

Legal

Press

Ecosystem

Community

Legal

Press

Last Updated: August 28, 2026 at 9:58 AM

Spend the interestnever touchyour savings

Spend the interestnever touchyour savings

Deposit stablecoins, earn lending interest on Robinhood Chain, and pay with a card that draws only from what you earn

$

$

M

M

+

+

+

M

M

+

+

+

K

K

+

+

+

K

K

+

+

+

Deposit

•••

// what happens to your money

POST /api/v1/auth/signupPOST /api/v1/accountPOST /api/v1/order/create

Accrue

Spend

Withdraw

ONE RULE

ONE RULE

Your principal is never spendable.

Your principal is never spendable.

LOCKED IS NOT THE SAME AS RISK FREE

LOCKED IS NOT THE SAME AS RISK FREE

Your deposit cannot be spent by the card, but it is supplied to a lending market and carries that market’s risk

Your deposit cannot be spent by the card, but it is supplied to a lending market and carries that market’s risk

Who it is for

Built for people who would rather not spend their savings.

Built for people who would rather not spend their savings.

Built for people who would rather not spend their savings.

Pricing

Startup

Custom pricing

Startup

Custom pricing

Enterprise

Custom pricing

Enterprise

Custom pricing

apps powered by YieldCards

apps powered by YieldCards

Use the YieldCards Card through trusted partner apps

GLOBAL REACH

GLOBAL REACH

Launch worldwide with our cross border program'

Launch worldwide with our cross border program'

Spend the interest
never touch
your savings

Spend the interest
never touch
your savings

POST /api/v1/auth/signup
POST /api/v1/account
POST /api/v1/order/create

LOCKED IS NOT
THE SAME AS RISK FREE

LOCKED IS NOT
THE SAME AS RISK FREE

apps powered
by YieldCards

apps powered
by YieldCards